{"page":"/blog/fcra-prescreen-rules","modified":"2026-11-10","license":"https://creativecommons.org/licenses/by/4.0/","columns":["Route","How long it lasts","Citation"],"rows":[["Phone or online through the notification system","Five years from five business days after notice","§ 1681b(e)(4)(B)(i)"],["Signed notice of election form","Until the consumer cancels it","§ 1681b(e)(4)(B)(ii)"],["Cancelling an election","Through the same system","§ 1681b(e)(4)(C)"]],"sourceUrls":[["https://www.law.cornell.edu/uscode/text/15/1681b"],["https://www.law.cornell.edu/uscode/text/15/1681b"],["https://www.law.cornell.edu/uscode/text/15/1681b"]]}